Kist Bank Ltd. was initially incorporated in 2002 as a `C¿ class financial institution, the Kist Merchant Banking and Finance Limited, and it was the 55th finance company to be so registered under the Finance Company Act 1985 and the Company Act 1996. Having complied with all the conditions prescribed by the Banks & Financial Institution Act 2063, Licensing Policy, and other directives / circulars issued by Nepal Rastra Bank, Kist Bank was upgraded from its previous category ¿C¿ financial institution status to that of a category ¿A¿ commercial bank.Keeping in mind today¿s competitive environment, Kist Bank is well aware of the need to be totally committed towards achieving high customer satisfaction through superior financial services. In order to achieve this goal, the bank has recruited a team of young and dynamic professionals to carry out day-to-day operations of the bank. The Managing Director¿s professionalism, added to his many years of experience gained by working in various financial sectors, further enables the bank to provide efficient and reliable service in line with the individual needs of its many customers. Hard work, perseverance and loyalty, as well as dedication to fulfillment of specific customer needs, are the major attributing factors behind Kist Bank¿s success. The bank¿s portfolio encompasses a wide range of services, each catering to specific customer needs and to particular customer segments. One of the bank¿s primary objectives is to reach out to the common man with a host of helpful products and services that will assure his future prosperity. Over a very short period of time, the bank has achieved a significant degree of success in executing this objective thereby creating a substantial base of loyal customers. Efficiency in operations, integrity, and a strong focus on catering to the needs of the common man by offering high quality and cost-effective products and services have been, and continues to be, the essential values driving the organization. These core values are not only deep-rooted but have also been strongly adhered to over a long period of time. The bank prides itself on having reached a point where it can claim to have a perfect understanding of the client and each product or service is tailormade to completely suit individual needs. It is this guiding philosophy of putting people first that has brought the bank closer to the grassroots and has made it the preferred choice of a large number of customers for their financial requirements.