Kumari Bank Limited, came into existence as the fifteenth commercial bank of Nepal by starting its banking operations from Chaitra 21, 2057 B.S (April 03, 2001) with an objective of providing competitive and modern banking services in the Nepalese financial market. The bank has paid up capital of Rs. 750 million, of which 70 % is contributed from promoters and remaining from public.Kumari Bank Ltd has been providing wide - range of modern banking services through 8 points of representations located in various urban and semi urban part of the country, 5 outside and 3 inside the valley. The bank is pioneer in providing some of the latest / lucrative banking services like E-Banking and SMS banking services in Nepal. The bank always focus on building sound technology driven internal system to cater the changing needs of the customers that enhance high comfort and value. The adoption of modern Globus Software, developed by Temenos NV, Switzerland and arrangement of centralized data base system enables customer to make highly secured transactions in any branch regardless of having account with particular branch. Similarly the bank has been providing 365 days banking facilities, extended banking hours till 7 PM in the evening, utility bill payment services, inward and outward remittance services, and various other banking services. Visa Electron Debit Card, which is accessible in entire VISA linked ATMs (including 8 own ATMs) and POS (Point of Sale) terminals both in Nepal and India, has also added convenience to the customers. Within 6 years of excellence in banking, the bank has been able to get recognition as an innovative and fast growing institution striving to enhance customer value and satisfaction by backing transparent business practice, professional management, corporate governance and total quality management as the organizational mission. The key focus of the bank is always center on serving unfulfilled needs of all classes of customers located in various parts of the country by offering modern and competitive banking products and services in their door step. The bank always prioritizes the priorities of the valued customers.
| Kumari Bank Ltd |
| Principal Indicators |
| From 2005 To 2009 |
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| Percent of Net Profit/Gross Income | PercentPercent | 16.26 | 15.52 | 19.61 | 16.18 | 16.54 |
| Earning Per Share | Amount | 17.58 | 16.59 | 22.7 | 16.35 | 22.04 |
| Market Value Per Share | Amount | 369 | 443 | 830 | 1005 | 700 |
| Price Earning Ratio | Ratio | 21 | 27 | 37 | 61 | 32 |
| Dividend(including bonus) on share capital | Percent | 0 | 21.05 | 21.05 | 10.53 | 10.58 |
| Cash Dividend on Share Capital | Percent | 0 | 1.05 | 1.05 | 0.53 | 0.55 |
| Interest Income/Loan & Advances | Percent | 8.33 | 5.89 | 7.63 | 7.61 | 8.34 |
| Staff Expenses/Total Operating Expenses | Percent | 11.96 | 12.32 | 17.22 | 15.66 | 10.37 |
| Interest Expenses on Total Deposit and Borrowing | Percent | 4.48 | 4.2 | 3.69 | 3.87 | 5.1 |
| Exchange Gain/Total Assets | Percent | 2.77 | 3.95 | 2.34 | 3.87 | 3.73 |
| Staff Bonus/Total Staff Expenses | Percent | 34.24 | 24.59 | 25.08 | 22.32 | 24.04 |
| Net Profit/Loan and Advances | Percent | 1.55 | 1.48 | 1.88 | 1.52 | 1.77 |
| Net Profit/Total Assets | Percent | 0.01 | 1.15 | 1.43 | 1.16 | 1.41 |
| Total Credit/Deposit | Percent | 90.62 | 90.2 | 85.84 | 90.2 | 94.17 |
| Total Operating Expenses/Total Assets | Percent | 4.76 | 5.39 | 4.83 | 4.9 | 6.03 |
| Adequecy of Capital Fund on Risk Weighted Assets | | | | | |
| A. Core Capital | Percent | 10.2 | 11.28 | 10.26 | 10.4 | 9.09 |
| B. Supplementary Capital | Percent | 1.01 | 1.08 | 0.96 | 4.01 | 2.47 |
| C. Total Capital Fund | Percent | 11.21 | 12.36 | 11.22 | 14.41 | 11.56 |
| Liquidity(CRR) | Ratio | 3.44 | 2.71 | 3.65 | 1.91 | 7.13 |
| Non Performing Credit/Total Credit | Percent | 0.01 | 0.01 | 0.73 | 1.32 | 0.44 |
| Weighted Average Interest Rate Spread | Percent | 3.85 | 4.58 | 4.67 | 4.3 | 4.17 |
| Book Net-worth | Amount( in '000) | 705529193 | 932620331 | 1115207184 | 128 | 137 |
| Total Shares | Number | 5000000 | 6250000 | 7500000 | 10700000 | 11860992 |
| Total Staff | Number | 143 | 177 | 212 | 256 | 260 |
| Others | - | - | - | - | - | - |
News:
Company Announcements:
16-AUG-10:4th Quarter Financial Report & Company Analysis (2066/67): KBL
Kumari Bank Ltd has posted Rs. 317.028 million net profit and published company analysis during the fourth quarter of fiscal year 2066/67. >>more details |
18-JUL-10:Right Share on Auction: KBL
Kumari Bank Ltd is selling right share in auction. These are the unsubscribed share after right issue. >>more details |
09-MAY-10:3rd Quarter Financial Report & Company Analysis (2066/67): KBL
Kumari Bank Limited has posted Rs. 225.830 million net profit and published company analysis for the third quarter of fiscal year 2066/67. >>more details |
02-MAR-10:Annual Financial Report (2065/66): KBL
Kumari Bank Ltd has published annual financial report of fiscal year 2065/66. >>more details |
| Head Office: | Putali Sadak, Kathmandu Nepal |
| Phone NO: | 977-1-4-232112, 977-1-4-232113 |
| http://www.kumaribank.com |
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| Putali Sadak Branch |
Putali Sadak, Govinda Bhawan
Ph: 01-4232112,01-4232113
Fax: 01-4231960
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| Pratap Bhawan Branch |
Pratap Bhawan, New Road
Ph: 01-4238388,01-4238385
Fax: 01-4238365
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| Kantipur Mall Branch |
Kantipur Mall,Gongabu
Ph: 01-4385807,01-4385809
Fax: 01-4385644
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| Corporate Office |
Durbargmarg, Kathmandu
Ph: 01-4221311,01-4221314,01-4226629
Fax: 01-4226644
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| Lalitpur Branch |
Kumaripati, Lalitpur
Ph:01-5556024,01-5556025,
01-5556026
Fax: 01-5556027
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| BIRATNAGAR Branch |
Goshwara Road,
Morang Byapaar Sangh Building
Ph: 021-537101;021-537102;
021-537103
Fax: 021-537105
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| BIRGUNJ Branch |
Adarsha Nagar
Ph: 051-524812
Fax:051-521641
Dry Port
Ph:051-621025
Fax: 051-621818
National Medical College
Extension Counter
Ph:051-621890
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| POKHARA Branch |
New Road
Ph: 061-540266,061-540267
Fax: 061-541717
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| ITAHARI Branch |
Pathivaraa Market, Dharan Road
Ph: 025-586661,025-586659
Fax: 025-586658
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| CHITWAN Branch |
Pulchowk, Narayangadh
Ph: 056-523091,056-523092,056-523095
Fax: 056-523090
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| BIRTAMOD Branch |
Anarmani-3,Birtamod, Jhapa
Ph: 023-543822
Fax: 023-620745
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| DAMAULI Branch |
Damauli - 2, Tanahun
Ph: 065-561787
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| BAGLUNG Branch |
Baglung Muncipality -2 , Baglung
Ph: 068-522472,068-522473
Fax:068-522474
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